Pensioners and Retirees Need Medical Insurance Coverage! Reply

Pensioners and Retirees Need Medical Insurance Cover!

August 5, 2019

OUTPOINT – The Pensioners and Retirees being focussed and concentrated here are those mainly in PASI where they have No Medical Insurance Cover as it is being understood.  The Writer stands corrected if it is otherwise!

I think it was Pervez Musharaf ex Pakistan President who said that Pensioners need food, housing and shelter more than anything else compared to high rise buildings big projects and infrastructure etc.
It is well established that these Pensioners and Retirees have been loyal dedicated contributors to the Nation building and Renaissance to what it is today! There is a saying that in a house where the Elder is respected and treated well, than there comes blessings to that house!

Especially Pensioners and Retirees pre 2014 are suffering to make ends meet as the article by Saleh Sheibani has also explicitly revealed last week in The Oman Daily Observer!

With a few exceptions like PDO, Central Bank, Defence etc. where Pensioners and Retirees can still get full Medical attention – but that too there are some few differences in some of the places in comparison to the still working Regular Staff! But even here and in some places are limited only to the Staff – and not his family!

It is true that like places in PDO, they have gone a long way of taking care of The Pensioners and Retirees by giving them equal facilities, services and treatment in The Company Hospitals – and can be referred to outside hospitals for Specialist Diagnosis and Treatment – but this is an exception to the rule where many other Retirees and Pensioners are not so lucky! Indeed, PDO Pensioners have to be grateful to The MD Raoul Restucci and The Chief Medical Officer – Dr. Suleiman Al Rawahi in this regard – with weekly Consultants in different areas of Medicine visiting the main Company Hospital in Mina Al Fahal.

In the same instance in a few years down the line and in years. in the other places where these things are not there, the same staff will face the same situation and circumstances – poetic it be for those now managing, monitoring and administering the policies and procedures!

People cannot afford The Private Hospitals with hidden costs in diagnosis and even in treatment – and going abroad is even more costlier and expensive – and only few people can afford to do so!

Public Hospitals

With also now the more stricter processes of admission in Emergency sections in Public Hospitals – and longer queues to be seen and for follow-ups in Operation Departments – and those who are the more sicker lots are even more at disadvantaged and suffering even more! Sometimes people prefer to suffer in agony and silence at home than to try admission in Public Hospitals – even in the Emergency wards!

Even in the regular check-ups and follow ups in the Public Hospitals can now stretch anything from 3 to 6 months – sometimes even longer due to the congestion of patients vis-à-vis available services to provide! Even the Medical Staff are stretched by overloads of work and the numbers of patients to attend to and in provision of services required!

Continued … 

It is also well established that the older generations of over 50s are also growing up equally fast in comparison to the other generations – with many younger generations still looking for jobs and to get married and to settle down – with exorbitant costs in dowries and marriage celebrations that can even stretch to OMR 20, 000 in some few cases! Which is a heavy load to the average working youth – who prefers to wait longer before getting to even think of getting married!

Far Eastern countries like Malaysia and Japan treat their Elders with respect and in best provision of services – in even offering them jobs like Advisors Consultants Mentors etc. – or in part time jobs or working from home! All these are not available to the home Pensioners and Retirees with very few exceptions!

Most of the Elders Pensioners and Retirees can still contribute to the Nation – if the opportunities and chances are given to them! With these extra money in their pockets they can serve themselves better including their families too!

It is also well established that if today there were Elders Old Homes Take Care Centres, a considerable number of The Retirees and Pensioners will be dropped in these places by their children! Many of The Pensioners and Retirees stat alone – with only few exceptions that you will find accommodated at their children homes!

There are even some rumours of same old aged Pensioners and Retirees being mistreated by their children who see the grandparents – or even parents – as a burden that stops them from enjoying life and freedom – or perhaps the nagging part and the constant need of attention emanating from The Retirees and Pensioners!

There have been many cases of the Retirees and Pensioners of not being able to get money and support getting money and support from their children – perhaps because they have put their lives to higher costs and expenditures beyond their means! Saleh Al Sheibani also wrote some years back on this particular dilemma facing The Young Workers now – with some with very good salaries and benefits – but end by mid month with no cash for even basic needs and requirements!

It is well understood that in the current economic situation it maybe difficult – or I would say harder to do – but the point needs to be said as in my introduction of the loyalties commitment dedication services etc. given by The Pensioners and Retirees – and it is high time that their lots and conditions are looked into – especially in seeing they are treated as Pensioners Retirees Post 2014 – and in provision of some Medical Insurance for The Retirees and The Pensioners for those not able to get Medical attention and care!

With Sincere Apologies,

Majid Said Nasser Al Suleimany

Mobile 95207511 (WhatsApp)

majidsaidalsuleimany@gmail.com
majidsnalsuleimany@gmail.com

 

Putting Pressures on The Citizens and Residents! An Oman Retiree Pensioner! 1

Putting Pressures on The Citizens and Residents! From An Omani Retiree Pensioner!

Please Read this with the below!

https://majidall.com/2017/01/20/please-help-me-your-majesty-a-personal- appeal/https://majidall.com/2017/01/27/in-my-defence-the-case-for-majid-al-suleimany/https://majidall.com/2017/01/20/finding-justice-in-islam/https://majidall.com/2017/01/17/that-is-the-way-it-still-is/https://majidall.com/2017/02/11/the-fear-of-failing/https://majidall.com/2017/02/09/this-can-happen-to-you-when-you-do-not-help-someone-in-need/

On April 6th 2017 it will be one year exactly when my Yukon GMC MW 3256 was denied for The Mulkiya Vehicle Registration to be renewed! The vehicle is parked outside my Villa and every 2 to 3 days I charge the car so that the battery does not die!

When the vehicle will be allowed to be renewed I will end paying fines for delay as if it was my mistake not to renew!

And if I stop paying the PDCs Post Dated Cheques for the vehicle another case will be raised – even if I am not allowed to use it even though I am sick and will need the vehicle to go for Emergency to Royal Hospital!

All because of a Court Case I wrote here several postings including pleas for help! My Consultancy died 16 years ago – and to date still being traumatised and pursued! I wrote here all about this too!

I am a Sick person Omani Retiree and Pensioner. The Central Bank knows all  about my Pension Salary and how much is left if any in my account. I do not have a secret account abroad – that too CBO know too well.

All my books except first 5 are Self Published. There is no money in books. Family Bookshop who were my last Book Sellers can confirm this. I can show anyone who wishes my Books Sales Accounts if one wishes.

Today a Book Exhibition was at Oman Exhibition – and my books are not represented as Family Bookshop are initially out of business. Turtles closed down in Oman. They were my other Agent. The New Bookshop Al Bhaj refused to stock my books.

People think I have hidden money because of the books! The Real Truth is very far from this!

I am a decent nice person who sacrificed and have given a lot to my country in Youth Recruitment Training Development Omanisation etc in my career and even in my defunct Consultancy. We recruited so many Omanis for others – and records are there to prove it!

Some HE HH were my students. I looked after them ver well beyond the call of duty.

I am also a sick ailing person suffering from Prostate Diabetic Eyes Problems Depression Mental Stress etc.

If there is a decent caring person in The Leadership here or ADcs or Advisors please let our HM know. I even appealed to him here!

What is wanted? For a good person to go bad – or harm himself – and then everyone will ask what had happened?

We see around us how small things have led to disasters decay malaise and havoc! Are we not concerned or worried?

PLEASE HELP ME!

Please Read this with the below!

This is me in ICU Royal Hospital!

https://majidall.com/2017/02/24/this-is-me-in-icu-royal-hospital-in-january-2016/

Also related – 

https://majidall.com/2017/01/20/please-help-me-your-majesty-a-personal- appeal/https://majidall.com/2017/01/27/in-my-defence-the-case-for-majid-al-suleimany/https://majidall.com/2017/01/20/finding-justice-in-islam/https://majidall.com/2017/01/17/that-is-the-way-it-still-is/https://majidall.com/2017/02/11/the-fear-of-failing/https://majidall.com/2017/02/09/this-can-happen-to-you-when-you-do-not-help-someone-in-need/

Allah is Never Merciful to one who is not Merciful to his fellow human being! And we should worry about losing blessings and Barkah when people are discontented and unhappy!

Let alone on Punishment on Earth – in Our Graves and before Allah SWT Lord Almighty on The Day of Reckoning!

Plus the Islamic Law on being Bankrupted infront of Allah SWT tomorrow on Day of Reckoning!

As everyone is responsible for one’s action – inaction – and inadvertently! 

What goes around; comes around!

May Allah SWT Protect us from His Anger Wrath and Fury Amin.

Below just to remind what His Majesty had said to the People of Oman in Ascession Speech!

May Allah SWT Give him long life and health Amin Ya Raab!

Please Read this with the below!

https://majidall.com/2017/01/20/please-help-me-your-majesty-a-personal- appeal/https://majidall.com/2017/01/27/in-my-defence-the-case-for-majid-al-suleimany/https://majidall.com/2017/01/20/finding-justice-in-islam/https://majidall.com/2017/01/17/that-is-the-way-it-still-is/https://majidall.com/2017/02/11/the-fear-of-failing/https://majidall.com/2017/02/09/this-can-happen-to-you-when-you-do-not-help-someone-in-need/

majid  coma-majid  after-coma

 

pensioners-a pensioners justice surah-al-baqarah

SPEECH BY HIS MAJESTY SULTAN QABOOS BIN SAID TO HIS PEOPLE ON THE DAY OF HIS ACCESSION

Speech by His Majesty Sultan Qaboos bin Said to his people on the day Of his accession
In the name of God, the Compassionate, the Merciful
I PROMISE you to proceed forthwith in the process of creating a modern government. My first act will be the immediate abolition of all the unnecessary restrictions on your lives and activities.

My people,

I will proceed as quickly as possible to transform your life into a prosperous one with a bright future. Every one of you must play his part towards this goal. Out country in the past was famous and strong. If we work in unity and co-operation, we will regenerate that glorious past and we will take a respectable place in the world.

I call upon you to continue living as usual. I will be arriving in Muscat in the coming few days and then I will let you know of my future plans.

My people,

I and my new government will work to achieve our general objective.

My people, my brothers,

Yesterday it was complete darkness and with the help of God, tomorrow will be a new dawn on Muscat, Oman and its people.

God bless us all, and may He grant our efforts success.

Be Merciful For Allah SWT God To Be Merciful To You Too! 1

Be Merciful For Allah to be Merciful to You!

“He who does not show mercy shall see no mercy (from his Lord).”
“Allah is not merciful to him who is not merciful to men.”

 

Coma Majid

As I Was In Coma State ICU Royal Hospital!

Pensioners  Pensioners A  Pensioners 5  Pensioners 4

I Know You Do Not Care – But Still Will Say It!

Today is exactly 16 years ago that my Management Consultancy went bankrupt and I lost all my Pension Payments and Life Savings!

Today 16 years later I am still hounded persecuted hunted and being penalised – and simply have no happiness nor joy of any kind at all – but only and simply great sadness unhappiness and heartbreak!

I tried to go into writing but my Columns were killed off 2 years ago! I began to write books in Arab Management Road Safety Awareness Novel Books etc.

And on my columns and subjects economic social etc. But was singularly and particularly marginalised – because I spoke The Truth and refused to push the dirt under the Carpet.

Al Hamdu Lillah. To Allah SWT God Almighty we all return one day and with punishment on Earth .. in our Graves … and The Day of Judgement … where we are all responsible for our Actions Inaction and Inadvertently.

May Allah SWT God Almighty Our Lord Guide us all to The Right Path and away from His Anger and Fury for all the mischief and troubles we cause others .. as if nothing will touch us.

Justice

Justice in Islam!

But be Afraid! …. Be Very Much Afraid! Allah God Almighty removes Barkah Kheir Rahmah Blessings wherever a person cries out in silence and in pain when he sees no fairness or justice he needs the most!

http://www.majidall.com

http://www.mymasbooks.com

http://www.majidalsuleimani.com

http://www.myowmajid.com

*****

I am a sick ailing person just came out from Coma State ICU but sometimes I wish I had died also in the Operation. This is too much to bear when those without W Wastah suffer the most. I wake up at 2 a.m. at night and pray only to My Allah SWT The Lord Almighty Al Hamdu Lillah….

*****
حسبي اللہ ونعم الوکيل

Transliterations: Hasbiy-Allaahu wa Ni’ma Al-Wakeel Hasbi-Allahu wa Ni’ma Al-Wakil Meaning: Allah is Sufficient for Me, and He is the Best Trustee Explanation: Hasbi-Allahu wa Ni’ma Al-Wakil, this expression, mentioned in the Qur’an (3: 173), is said when a Muslim is in difficulty or under a threat, to seek Divine help and support!

******

There is no mercy compassion kindness caring feeling or sympathy in The Social Media! It is a place now of show offs preaching lecturing and looking down on others whilst hiding skeletons in the closets. Sad really..!

Be careful what you send to people … and where it may end. Read the story here …

******

Just to Remind on My Contribution to The Society!

 

The Need to Recognise, Reciprocate and Acknowledge – and not do things opposite to me now!

We are all accountable to Allah SWT God Lord Almighty by our actions – and inaction and inadvertently too!

We need to be afraid with the due punishment on Earth – waiting for us in Our Graves – and on The Day of Reckoning!

https://myownmajid.com/2016/06/21/books-classification/

Download The Master File inside!

My Websites – Other Books

www.majidalsuleimani.com

www.mymasbooks.com

www.myown-ebooks.com

www.omaniauthors.com

Road Safety – www.bethesafedriver.com

Columns Writings

www.majidall.com – www.majidwrite.com

 *******

PLEASE REMEMBER ME – AND REMEDY MY CONTRIBUTIONS!

Majid Al Sulaimani (Suleimany)

*******

This was written 15 years ago. A child is born and allowed to watch films dramas just below 18 years X Rated!

It is really surprising and rather dad this Author Writer Colimnist was just allowed to be marginalised and to disappear away!

But then … What else is new?

Eid Mubarak. Enjoy yourselves with your families!

*******

My First Article in The Oman Daily Observer Column Between Us Only! March 2003!

Episode 1.

Between Us Only! Columns

Very interesting – with what has happened so far – since then worldwide – and especially in GCC!

My First Article! – April 23, 2003

More Dangerous and Troubled Waters Ahead!

*****

Another one of my favourite Hadiths because it teaches us to get up and do something:

On the authority of Abu Sa’eed al-Khudree (May Allah be pleased with him) who said: I heard the Messenger of Allah (peace and blessings of Allah be upon him) say,

“Whosoever of you sees an evil, let him change it with his hand; and if he is not able to do so, then [let him change it] with his tongue; and if he is not able to do so, then with his heart — and that is the weakest of faith.” [Muslim]

All my life I have gone to level 2 as maximum (by writing speaking about it!www.majidall.com etc.)

But now with all the bad things happening to me now I go level 3 … but one day people will remember what I tried hard to do.

Ma Salamah. Bye.

Majid Al Suleimany

“He who does not show mercy shall see no mercy (from his Lord).”
“Allah is not merciful to him who is not merciful to men.”

Quran 2:278

O you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers.

Quran 2:279

And if you do not, then be informed of a war [against you] from Allah and His Messenger. But if you repent, you may have your principal – [thus] you do no wrong, nor are you wronged.

Quran 2:280

And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.

And fear a Day when you will be returned to Allah. Then every soul will be compensated for what it earned, and they will not be treated unjustly.

******

Retirees / Pensioners – The Worst Hit Lot in the Economy Now!


Retirement industry: How old do you have to be before you can stop working?

Al Jazeera TV English – September 4, 2016

Very interesting programme which just confirms what I have been saying all along here – about Pensioners Retirees (plus Families Youth still with no job or unemployable still) bearing the worst in current economic status quo – and especially Retirees and Pensioners that are in Big Debt still from loans past even 15 years ago!

It is not only me saying it!)

******

UAE edges closer to Bankruptcy Law.

http://www.bloomberg.com/news/articles/2016-09-04/u-a-e-cabinet-adopts-final-version-of-federal-bankruptcy-law

Quote – Japan, the world’s third-largest economy, has one of the highest number of elderly citizens on the planet.
Over the next 20 years, the number of people over the age of 75 is expected to make up 30 percent of the population. And that is having a big impact on the economy as well as society in general.
Some companies have already taken matters into their own hands and opted for hi-tech solutions to helping people work beyond retirement age.

And Japan is not the only country encouraging people to work beyond retirement age: Finland makes its population work until the age of 68 before they’re able to claim state pension; in Greece, people have to work until 67; and recently, young Germans were told they might have to work until they are 69 years old.

For the past decade, governments across the developing world have been cutting the pension bill by increasing the retirement age; that’s because people are living longer and birth rates are declining.

But how will this affect future generations? How old does one now need to be before they can stop working?

We discuss the pensions crisis around the world with Tom McPhail, head of Pensions Research – Unquote

http://www.aljazeera.com/…/australia-china-turning-page-160…

http://www.bloomberg.com/news/articles/2016-09-04/u-a-e-cabinet-adopts-final-version-of-federal-bankruptcy-law

END

 

 

 

The Case For The Retirees & Pensioners! Reply

The Case for The Retirees and Pensioners!

September 7, 2016

Pensioners Pensioners A Pensioners 5 Pensioners 4

Images – Pensioners!

Coma Majid

Image I in Coma State ICU Royal Hospital!

A long time ago when our late Father was still alive, we took him for his due Medical (Parkinson) Appointment at Royal Hospital. My younger brother went to take a wheel chair and we both carried our Father over to the wheel chair from the car. As we were doing this, one elder person came over to congratulate us ‘for looking after your father’ – and he admitted he was jealous and envious to us because his son – a Senior Public Official as he told us! –   did not have the time for him! He had just dropped him at the Hospital – and asked him when he is ready to call him to fetch him or he will send someone to do so!

He asked us if we were working or had we retired? We told him that we were all still working but had taken the day off specifically to look after our Father. He told our Father – Elder Brother – You are a lucky man – and that you are blessed to have such sons with you! I noticed some tears from the man as he said this to us!

With the life styles nowadays, there are many Retirees and Pensioners suffering in silence and some alone in their own homes – or some staying with their children – but the children are so busy with making it in the ‘rat race’ and with financial burdens already to have time for their aged parents and elders! As a good friend of mine had foretold his own death by saying ‘you can be surrounded by people’ but still feel as the loneliest person on earth – or even die that way too with you alone in the house – and that is sadly how he went too!

It is an established fact that The Retirees and Pensioners have significantly contributed to the status of The Nation with what it is today with great sacrifices, loyalties, dedication and commitment. No one can deny them this – and doing so goes against all the teachings, ethics and principles of Life!

Unfortunately too, The Retirees Pensioners are currently the worst hit lot in the Economy now! Though I do not have generic statistics to back the aforementioned, but it is my guess too that those families with Youth that are still with no job or unemployable still also come close to this lot!

The Retirees Pensioners are bearing the worst in the current economic status quo – and especially Retirees and Pensioners that are in Big Debt still from loans past taken to pay from even 15 years ago!

I was watching this very interesting programme in Al Jazeera TV English – September 4, 2016. The Programme is entitled – Retirement industry: How old do you have to be before you can stop working?

Which just confirms what I have been saying all along here – about Pensioners Retirees (plus Families Youth still with no job or unemployable still) bearing the worst in current economic status quo – and especially Retirees and Pensioners that are in Big Debt still from loans past taken even 15 years ago!

Quote – Japan, the world’s third-largest economy, has one of the highest number of elderly citizens on the planet.
Over the next 20 years, the number of people over the age of 75 is expected to make up 30 percent of the population. And that is having a big impact on the economy as well as society in general.

Some companies have already taken matters into their own hands and opted for hi-tech solutions to helping people work beyond retirement age.

And Japan is not the only country encouraging people to work beyond retirement age: Finland makes its population work until the age of 68 before they’re able to claim state pension; in Greece, people have to work until 67; and recently, young Germans were told they might have to work until they are 69 years old.

For the past decade, governments across the developing world have been cutting the pension bill by increasing the retirement age; that’s because people are living longer and birth rates are declining.

But how will this affect future generations? How old does one now need to be before they can stop working?

We discuss the pension crisis around the world with Tom McPhail, head of Pensions Research –

The Programme can be found here – http://www.aljazeera.com/programmes/countingthecost/2016/09/australia-china-turning-page-160902140558460.html  – comes after – Australia and China: Turning the page

Unquote

In short the programme encourages people to work to a very late age because of their financial burdens and crisis that many of them face today in life! With reduced incomes – some to even just less than half of their incomes in the past now as their new incomes – with no added incomes like overtime or second jobs or part-time employment!

Even though many of them are well experienced seasoned Professionals and Experts – the preference is for less qualified experienced where the payment of salaries can be very much lower – but missing all those deliverables that can be strived from the elder lots!

The programme quotes statistics of ‘those going for Early Retirement and dying a few years later from the date of retirement as a normal cause of events.

In summary, there is need for Compassion, Consideration, Understanding and Sympathy for The Retirees and Pensioners – and especially from The State and from Banks ‘pursuing past loans’ due to the economic downturn now!

A good British friend HSE friend of mine tells me that in many cases of ‘fire victims’ is that people panicked and ran for the exits pushing away others – instead of normal exiting – and only to end at just about to exit place! We should not panic or cause panic and consternation now!

Economists actually believe in Image Retention – and that is the time to buy a new wardrobe – furniture – or even a new car!

May Allah SWT God The Almighty Guide us all to The Right Path and Way and away from His Anger, Fury and Wrath – Ameen Amen!

Take Care!

By

Majid Al Suleimany

www.majidalsuleimani.com

www.mymasbooks.com

www.bethesafedriver.com

 

September 7, 2016